As a young car driver is unlikely to have a significant no claims discount, insurance premiums can be very high so it pays to look carefully at excess amounts and other ways of reducing the risks of making a claim.

Taking precautions to prevent theft of both the car and the belongings inside the car, play an important part in risk reduction, however in some cases it only becomes practical to insure your car with a third party policy. Third party insurance policies provide cover for anybody other than yourself in event of a claim. This means that any damage, injury or loss to yourself or your belongings are not covered by the third party insurance policy, however any liability towards the other person (the third party) is covered. You should investigate the implications of taking third party insurance very carefully before purchasing such a policy.

A young driver trying to insure a performance car can expect to pay high premiums so it may be practical for a young person to drive a small, more sedate car which attracts less premium loading.

The UK insurers and brokers listed below should provide you with a good choice of young car driver insurance.