Motorcycle insurance premiums are rising as court compensation awards increase and the NHS becomes more aggresive in reclaimimg the costs of treating accident victims from the insurance companies.

Obtaining the most cost effective motorbike insurance can often be achieved from specialist insurance providers who can pass on volume discounts to their customers. This can help offset the trends for rising motorbike insurance premiums.

Specialist motorbike insurance providers may also target certain categores of motorbike riders eg under 25's, female bikers or bikes over 3 years old. In this way they can devise polices to meet the needs but critically also generally offer the insurance cover at the very best price.

By carefully comparing various policies, it may well be possible to reduce the high cost of motorbike insurance premiums by adjusting the excess payment, benefitting from a "no claims" discount and ensuring that your motorcycle is adequately protected from theft. You may also reduce your premiums by foregoing the benefits of a hire motorcycle should your bike be off the road as part of the insurance claim.

Some insurers provide schemes that are tailored around specific motorcycle manufactuers so it can often pay to look carefully at how these schemes can be of benefit without reducing the effectiveness of the insurance cover.

Consider not only the best price motorbike insurance but also what additional 'goodies' are offered through the insurance policy such as for example a free 24 hour claims line, RAC Breakdown cover or policies that can be used to cover multiple bikes.

The insurers and brokers listed below should provide you with a good choice of motorbike insurance policies.