Female driver car insurance premiums are often lower than for male drivers because women are statistically less likely to make claims, or to have lower claim values, than male drivers and so are considered a good risk by the insurance companies.

A number of UK insurance companies have developed specialist insurance products for women drivers and keep premiums to a minimum by excluding male drivers from the risk profiles of the scheme. There are some brands now being developed and marketed purely for the lady car driver.

Some insurance companies also recognise that families own two cars and can provide cost effective insurance for the car that is mainly used by the lady driver.

Competitive female car insurance polices are available from a number of different insurance companies.

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