As these policies are designed to cover high home content values, it is often possible to secure more cost effective deals using this form of insurance rather than increasing the contents cover in a more standard policy.

Some insurers may offer more flexibility in setting excess amounts for these policies and may well provide risk consultancy to advise you on security and asset protection measures.

A number of UK companies offering high value home insurance are listed on this page creating a convenient way for you to compare the great deals on offer.