As these policies are designed to cover high home content values, it is often possible to secure more cost effective deals using this form of insurance rather than increasing the contents cover in a more standard policy.

Some insurers may offer more flexibility in setting excess amounts for these policies and may well provide risk consultancy to advise you on security and asset protection measures.

A long established company providing high value home insurance is Hiscox.

A Hiscox home insurance policy is specifically designed to cover high value home contents and posessions

There are a number of advantages of using Hiscox, including the fact that their policy covers your contents inside the home and when they are taken temporarily anywhere around the world.

Also, unlike with many home insurance policies, Hiscox don't make you list every valuable worth more than £1,500.

It's easy to get an online high value home insurance quote now, then you'll know exactly what cover is available to meet your speicifc needs and what the premium cost will be.